Ideal for Higher Studies
Support for tuition fees, college expenses, books, accommodation & more.
Quick & Easy Approval
Fast processing so students never lose admission deadlines.
Suitable for India & Abroad Studies
Loan support for national & international courses and universities.
Simple Documentation
Basic KYC, academic records & admission proof.
Parent / Guardian Co-applicant
Flexible co-applicant and guarantor options.
Loan Based on Merit
Higher eligibility for strong academic performance & placements.
Fast Disbursal
Direct payment to institution or student as required.
Top-Up Support
Additional funding available for continuing semesters.
Balance Transfer Facility
Move an existing loan for a better interest rate.
Step 1
Visit the nearest Thirukochi Fincap branch or submit an enquiry online.Step 2
Provide admission proof, fee structure & basic KYC documents.Step 3
Loan evaluation & EMI planning based on eligibility.Step 4
Approval & disbursal directly to institution or bank account.
Student & Co-applicant Requirement
Student with parent/guardian as co-applicant.
Admission Confirmation
Valid admission letter from a recognized institution.
Academic & Financial Verification
Past academic record & income proof of co-applicant.
Fees & Key Charges
- Interest Rate: Competitive yearly interest — final rate depends on tenure and loan amount.
- Processing Fee: A small one-time processing fee may apply (transparent up-front).
- Late Payment: Penalty charges for delayed EMIs as per terms and conditions.
- Foreclosure: Foreclosure terms vary — some early closure charges may apply depending on tenure.
For exact figures, please contact our branch or check the loan schedule provided during application.
Can I apply before receiving admission confirmation?
Yes, you can apply for a pre-approval and finalize documentation after admission.
What expenses are covered?
Tuition fees, hostel, books, travel, equipment, exam and project expenses.
When does EMI repayment start?
Repayment usually begins after course completion with a grace period (conditions apply).
