Empowering individuals and businesses to grow

Empowering individuals and businesses to grow

Thirukochi Fincap is a leading financial services provider, offering a wide range of loans and financial solutions to individuals and businesses. With a commitment to excellence and customer satisfaction, we strive to empower our clients with the financial tools they need to achieve their goals.

Gold Loan Micro Finance Loan Car Loan Two Wheeler Loan Business Loan Personal Loan Agriculture Loan Education Loan Housing Loan
Gold Loan Micro Finance Loan Car Loan Two Wheeler Loan Business Loan Personal Loan Agriculture Loan Education Loan Housing Loan

Our Services

Loans & Services – Thirukochi Fincap

Thirukochi Fincap provides a wide range of financial services designed to meet your personal and business needs with trust, transparency, and care.

Gold Loan

Quick and secure loans against your gold with competitive interest rates and flexible repayment options. Get instant cash while keeping your gold safe with us.

Micro Finance Loan

Financial inclusion for self-help groups and small enterprises with minimal documentation and quick disbursal. Empowering communities through accessible credit.

Car Loan

Easy financing for cars with attractive interest rates and quick processing. Drive your dream car with our hassle-free auto loan solutions.

Two Wheeler Loan

Affordable financing for motorcycles and scooters with competitive rates and minimal documentation. Get your two-wheeler with easy EMI options.

Business Loan

Capital solutions for start-ups, expansions, and entrepreneurs with flexible terms and competitive rates. Fuel your business growth with our financial support.

Personal Loan

Hassle-free loans for education, healthcare, and family needs with minimal documentation and quick approval. Meet your personal financial requirements easily.

Agriculture Loan

Specialized support for farmers and agri-business with tailored financial solutions and flexible repayment terms. Grow your agricultural enterprise with our support.

Education Loan

Supporting dreams through affordable higher education finance with flexible repayment options and low interest rates. Invest in your future with our education loan solutions.

Housing Loan

Make your dream home a reality with our housing loan solutions. Competitive interest rates, flexible tenures, and quick processing for your property needs.

Chairman of Thirukochi Fincap
"At Thirukochi Fincap, we believe in building lasting relationships with our customers. Our commitment goes beyond just providing loans - we are here to support your dreams and aspirations. With transparency, trust, and personalized service, we strive to be your trusted financial partner in every step of your journey."

DR. GEEVAR P. ABRAHAM

Chairman - Thirukochi Group

why choose us

Why Choose Thirukochi Fincap?

We prioritize transparency, trust, and long-term success with thousands of satisfied customers across Kerala and a dedicated customer-first approach.

01

No hidden charges

Complete transparency in all our financial services with no surprise fees or hidden costs.

02

Thousands of satisfied customers

Trusted by thousands of satisfied customers across Kerala with proven track record of success.

03

Fast and transparent processing

Quick loan approval and disbursal with complete transparency throughout the entire process.

04

Flexible repayment options

Customized repayment plans that fit your financial situation and monthly budget requirements.

05

Dedicated customer-first approach

Personalized service and support with a commitment to putting our customers' needs first in everything we do.

Gold Loan Calculator

Calculate your loan amount instantly

Get an instant estimate of your gold loan eligibility by entering the weight and purity of your gold.

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testimonial

Genuine reviews from satisfied customers

"Thirukochi Fincap supported me when I needed it the most. Their gold loan process was simple and stress-free."

Anita

Kochi

"I started my small business with a loan from Thirukochi. Today, I employ 15 people. Thank you for believing in me."

Ramesh

Thrissur

9.5k+

Trusted by thousands of satisfied customers across Kerala with proven track record of success.

100%

we believe that you should keep more of what you earn.

frequently asked questions

Common business & finance questions and answers

What services does Thirukochi Fincap offer?

We offer Gold Loans, Personal Loans, Business Loans, Car & Vehicle Loans, Education Loans, Agro Loans, Mahila Shakthi Loans, and Microfinance.

Why should I choose Thirukochi Fincap?

With 30+ years of trust, transparent processes, and customer-first values, we are one of Kerala's most reliable financial partners.

How quickly can I get a Gold Loan?

Most gold loans are processed within 30 minutes with minimal documentation.

Are my gold assets safe with Thirukochi Fincap?

Yes, your gold is fully secured and insured with us.

Do you offer flexible repayment options?

Absolutely. We provide multiple repayment schemes tailored to customer needs.

Blogs & Insights

5 Smart Ways to Manage a Personal Loan Efficiently

Learn practical strategies to manage your personal loan effectively. From budgeting tips to repayment strategies, discover how to stay on top of your loan obligations and maintain financial stability.