Designed for Small Businesses
Ideal for micro and home-based businesses, self-employment, and women-led initiatives.

Access small, fast, and flexible Micro Finance loans in Kerala to support self-employment, small businesses, home-based ventures, and women entrepreneurs. Thirukochi Fincap provides quick approvals, minimal documentation, group and individual lending options, and transparent repayment plans—helping families and communities grow financially with confidence.
Learn more about our Micro Finance loan solutions in Kerala, including benefits, features, eligibility, interest rates, application steps, and commonly asked questions. Designed to support small businesses, home enterprises, self-employed individuals, and women entrepreneurs with fast and flexible funding.
Ideal for micro and home-based businesses, self-employment, and women-led initiatives.
Fast processing with simplified checks to support urgent business needs.
Choose funding based on business stage, requirements, and income capacity.
Basic ID and income proof required — fast and simple onboarding.
Support provided at your location for application and documentation.
Support provided at your location for application and documentation.
Request additional funds as your business expands.
Online account tracking & repayment reminders.
Supportive financial education and advisory included.
Applicant must be 20 years or above.
Self-employed or running a small business / startup / home enterprise.
Aadhaar, PAN and bank statements required.
For exact figures, please contact our branch or check the loan schedule provided during application.
Beyond providing accessible Micro Finance loans in Kerala, we offer added services designed for convenience, transparency, and community empowerment. Discover how our microfinance ecosystem makes your financial journey easier and more reliable.
Personal business assessments and growth suggestions to help micro-entrepreneurs make informed decisions.
Book visits or walk into your nearest branch for quick support, verification, and loan processing.
Biometric-enabled identity checks for safe account access and frictionless loan transactions.
Bank-grade encryption and secure gateways for EMI payments, deposits, and settlements.
Multi-lingual assistance across branches to support Kerala’s diverse communities and local entrepreneurs.
Insurance options, small-business advisory, credit support, and financial literacy programs available for customers.
Practical, community-focused Micro Finance solutions in Kerala that help small businesses, women entrepreneurs, and self-employed individuals grow with confidence. Our transparent processes, digital tools, and local support ensure faster access to funding and smooth repayment experiences.
Monitor repayments, due dates, and outstanding balances effortlessly. Our smart tracking system helps borrowers and field agents stay updated in real time—making Micro Finance loan management simple and stress-free.
Access your microfinance account from mobile, web, or branch with ease. Designed to support Kerala’s diverse customers and field teams, our system ensures smooth data access—even in low-network rural locations.
Generate detailed business insights, repayment summaries, and portfolio reports customised by region or loan type. Perfect for micro-entrepreneurs who want better visibility into their small business loan performance.
Unlock financial opportunities with simple, affordable Micro Finance loans in Kerala designed for small businesses, women entrepreneurs, self-employed individuals and home-grown enterprises. Get fast approvals, flexible EMI options and transparent lending support to help your business grow without financial stress.
Low-cost loans and customised financial assistance that is designed to empower micro-entrepreneurs, boost the opportunities for earning income, and boost sustainable economic development.
Specialized loan products that support the women who run businesses, entrepreneurs that are self-employed people and micro-business owners. Get doorstep service, no paperwork, repayment cycles that are that are aligned with business earnings and quick approvals.
Get low-cost loans for small businesses operating from home trade, tailoring food processing, and small-scale service providers. This includes financial literacy education along with business coaching and various repayment plans that enable women to develop confidently.
It is ideal to farmers, sellers artisans, drivers and rural farmers. Aids in the purchase of equipment and livestock and raw materials, as well as machinery as well as working capital. Created to help people increase their productivity, lessen stress during the seasonal season and earn a steady income.
Applicant must be 18 years or older with valid ID proof.
Valid ID, address proof and bank account details are required.
We accept gold jewellery starting from 8 grams and typically 14K/18K/22K variants depending on policy.
For exact figures, please contact our branch or check the loan schedule provided during application.
Applying for a Micro Finance loan in Kerala with Thirukochi Fincap is simple, transparent, and fully branch-assisted. Our team provides step-by-step support to ensure fast approvals and a smooth borrowing experience for small businesses, self-employed individuals, and women entrepreneurs.
Walk into any Thirukochi Fincap branch and meet our microfinance team. They will guide you through the process and understand your funding requirement.
Share your business activity, income pattern, and the purpose of the micro loan. Our staff helps you choose the right Micro Finance option tailored to your needs.
Provide Aadhaar, PAN, bank statements, and simple business proofs (if available). Documentation is minimal to support small and home-based enterprises.
After verification, your Micro Finance loan is approved quickly and the funds are disbursed to your account—helping you manage business expenses without delay.
Updated daily from Thirukochi Fincap gold rates. Rates may vary by market.
Check Gold Loan Options