Loans for New & Used Cars
Finance brand-new models or pre-owned vehicles with ease.
Quick Approval Process
Fast verification to help you drive home your car sooner.
Low & Competitive Interest Rates
Affordable Car Loan interest rates in Kerala for all income groups.
High Loan Eligibility
Borrow based on credit profile, income, and car value.
Finance for Any Brand & Model
From economy cars to premium sedans and SUVs.
Minimal Documentation
Simple KYC, income proof & vehicle details.
Flexible Tenure Options
Choose repayment periods suitable for your comfort.
Balance Transfer Option
Shift your existing Car Loan to us for better savings.
Fast Disbursal
Loan amount released quickly after approval.
Step 1
Visit the Nearest BranchStep 2
Provide Basic DetailsStep 3
Submit KYC & Income DocumentsStep 4
Get Approval & Disbursal
Age & Citizenship
Applicant must be 21+ and an Indian resident.
Income Stability
Salaried, self-employed individuals or business owners with regular income.
Basic KYC Documentation
Aadhaar, PAN, bank statements & income proof required.
Fees & Key Charges
- Interest Rate: Competitive yearly interest — final rate depends on tenure and loan amount.
- Processing Fee: A small one-time processing fee may apply (transparent up-front).
- Late Payment: Penalty charges for delayed EMIs as per terms and conditions.
- Foreclosure: Foreclosure terms vary — some early closure charges may apply depending on tenure.
For exact figures, please contact our branch or check the loan schedule provided during application.
Can I get a loan for a used car?
Yes, we provide financing for certified used and pre-owned cars.
How long does approval take?
Most Car Loans are approved quickly after document verification.
Is collateral required?
No additional collateral is needed. The vehicle itself is the primary security.
