The dedicated professionals behind Thirukochi Fincap, committed to delivering trusted, transparent, and customer-focused financial solutions.
Dr. Geevar P Abraham is a visionary leader driving the organization with a strong commitment to financial inclusion, operational excellence, and sustainable growth. With a distinguished career spanning many years in the financial services and broader business industry, he has been instrumental in transforming the organization into a dynamic, customer-focused institution built on trust, transparency, and innovation. He holds a Ph.D. in Civil Engineering, reflecting advanced technical expertise and research excellence, complemented by an M.Tech that reinforces his engineering foundation. His MBA in Finance equips him with strong business and financial acumen, further strengthened by his certification in Applied Financial Risk Management from IIM Mumbai, which underscores his expertise in managing financial risks and strategic decision-making. Additionally, his LL.B. adds valuable legal insight, particularly in regulatory and compliance matters. Together, these qualifications reflect a rare combination of technical depth, financial expertise, and legal awareness, presenting a well-rounded, multidisciplinary academic profile suited for strategic leadership. Throughout his career, Dr. Geevar P Abraham has demonstrated exceptional leadership and a deep understanding of evolving market dynamics. His strategic foresight and ability to anticipate industry trends have enabled the organization to expand its reach while maintaining strong governance and risk management practices. He is widely recognized for his ability to build high-performing teams and cultivate a culture of accountability, collaboration, and excellence. Under his stewardship, the organization continues to achieve consistent growth and deliver meaningful value to clients and stakeholders. His unwavering focus on ethical business practices, customer-centric innovation, and long-term sustainability positions the organization as a trusted leader in the financial sector. His leadership is defined by his vision to create inclusive financial solutions that empower communities and contribute to broader economic development, ensuring lasting impact for generations to come
Mrs. Remya Geevar plays a pivotal role in guiding the organization’s strategic, administrative, and governance functions. With a structured and disciplined approach, she ensures adherence to regulatory standards while actively supporting the company’s expansion and long-term growth objectives. She holds Master’s degrees in Sociology and Psychology, bringing a strong academic foundation complemented by extensive experience in people management and organizational development. Her LL.B. further enhances her profile by adding a strong understanding of legal frameworks, particularly in areas related to employment law and organizational compliance. Her deep understanding of human behavior, combined with legal awareness and organizational dynamics, enables her to foster a positive and high-performing workplace environment. She is instrumental in strengthening workplace culture, enhancing employee engagement, and streamlining internal processes to improve overall efficiency. Her people-centric leadership style, combined with a focus on operational clarity and financial discipline, contributes significantly to the organization’s stability and sustainable growth. Through her commitment to effective governance and team development, she continues to support the organization in building
Independent Director
Professional Background:
Mr. Sivadas Chettoor is a distinguished Chartered Accountant and legal
professional with more than 40 years of experience in taxation, corporate
advisory, audit, and regulatory representation. He holds a Bachelor of
Commerce degree, is a Fellow Member of the Institute of Chartered
Accountants of India (FCA), and has also obtained a Master of Laws (LL.M.),
combining strong expertise in finance and legal frameworks.
He is the Founder of Sivadas C & Company, a Chartered Accountancy firm
established in 1985 in Palakkad, which provides professional services in audit,
taxation, litigation, and business advisory to a wide range of clients in India
and abroad. Over the course of his career, he has developed deep expertise in
direct taxation, corporate affairs, tax litigation, audit and assurance, and
representation before statutory and judicial authorities.
He has also actively contributed to professional and community development
initiatives. He served as Vice President of the Palghat Management
Association (PMA) and regularly participates in economic and policy
discussions, including forums related to the Kerala State Budget. With his vast
professional experience and strong knowledge of financial and legal systems,
he continues to contribute valuable insights in matters relating to governance,
compliance, and financial advisory.
Independent Director
Professional Background:
Mr. Hari Kumar V is an experienced engineering and operations professional
with extensive expertise in operations management, manufacturing
administration, and technical leadership. He holds a Bachelor of Engineering
in Mechanical Engineering from Bangalore University, a Post Graduate
Diploma in Automobile Engineering, and an Executive Post Graduate Program
in Management from IMT Ghaziabad. He is also a Certified Lean Six Sigma
Green Belt, reflecting his strong knowledge in quality management and
process improvement.
He has served in the Indian Army for 20 years (1988–2008).
He has undergone specialized technical training in India, Russia, and the
Czech Republic, including OEM-level training on TATRA heavy vehicles. In
addition, he has completed professional certifications in Lean Management,
Total Quality Management (TQM), ISO systems, and Quality Management
Systems (QMS), further strengthening his expertise in operational efficiency,
production management, and quality control. His professional experience
spans operations management, project execution, production planning,
logistics, supply chain coordination, and organizational restructuring
Independent Director
Mr. Rishin Rasheed is a business professional with over a decade of diversified experience in operations management, corporate governance, regulatory compliance, and business administration. He holds a Master of Business Administration (MBA) specializing in Marketing and Human Resource Management and has also completed French language studies from Alliance Française de Delhi. He has developed strong expertise in managing integrated operational environments, strengthening governance frameworks, and ensuring compliance with regulatory and quality standards. Throughout his professional career, he has demonstrated leadership in managing large-scale operations, implementing quality control systems aligned with international standards such as HACCP and ISO 22000, and optimizing business processes to improve efficiency and operational sustain
Chief Financial Officer (CFO)
Ms. Angel T A is a dynamic and result-oriented finance leader serving as the Chief Financial Officer of the organization. With extensive hands-on expertise in audit, compliance, financial management, and regulatory reporting, she leads the overall financial strategy and governance framework of the company. She brings strong technical proficiency combined with practical operational insight, ensuring that the organization’s financial systems function efficiently, transparently, and in full compliance with statutory and regulatory requirements. Her experience spans statutory audits, direct and indirect taxation, RBI and ROC filings, financial reporting, budgeting, treasury management, and implementation of robust internal financial controls. As CFO, she plays a pivotal role in strengthening corporate governance, enhancing financial discipline, optimizing cost structures, and ensuring sustainable financial growth. She works closely with the Board and senior management in strategic planning, risk assessment, capital structuring, and long-term financial decision-making. Her leadership approach is centered on accuracy, accountability, transparency, and proactive financial planning. Through her structured and compliance-driven mindset, she contributes significantly to building a financially stable, well-governed, and growth-oriented organization.
Company Secretary
Ms. Nidhiya Denny has joined the organization as Company Secretary and is entrusted with ensuring full compliance with statutory, regulatory, and corporate governance requirements in line with applicable laws and regulatory guidelines. Her responsibilities include managing secretarial compliances under the Companies Act and other relevant regulations, liaising with regulatory authorities, maintaining statutory registers and records, and facilitating board, committee, and general meetings. She also provides guidance to the management on governance best practices, policy formulation, and regulatory updates to ensure transparency, accountability, and effective corporate governance across the organization.
Chartered Accountant
Ms. Aleena Biju has joined the organization as a Chartered Accountant and plays a key role in strengthening the finance and accounting functions. She is responsible for overseeing day-to-day accounting operations, preparation and analysis of financial statements, budgeting, and financial reporting in accordance with applicable accounting standards. Her scope of work also includes handling direct and indirect taxation matters, coordinating internal and statutory audits, ensuring timely compliance with tax and regulatory requirements, and supporting management with accurate financial insights for informed decision-making.s significantly to building a financially stable, well-governed, and growth-oriented organization.
General Manager – Operations, Credit & Risk Management
Experience: 37 Years in the Banking Industry
Professional Background:
Mr. T. P. Joseph brings over 37 years of distinguished experience in the
banking industry, with a significant tenure at South Indian Bank, where he
last served as Assistant General Manager – Credit Sanctions. His extensive
career reflects deep domain expertise and a strong track record in managing
complex banking operations and credit functions.
He possesses strong proficiency in credit appraisal, risk assessment,
regulatory compliance, and portfolio management, enabling the organization
to maintain robust credit quality and disciplined risk practices. His analytical
approach and sound judgment play a critical role in ensuring prudent lending
decisions and safeguarding the organization’s financial stability.
Known for his strategic insight and attention to detail, He has consistently
contributed to strengthening operational frameworks and enhancing risk
management systems. His ability to align credit strategies with regulatory
requirements and business objectives supports sustainable growth while
minimizing exposure to risk.
In his current role, he oversees key functions across operations, credit, and risk
management, ensuring efficiency, compliance, and resilience across the
organization. His leadership continues to be instrumental in building a strong
foundation for long-term success and operational excellence.
General Manager – Business
Experience: 35 Years in the Banking Industry
Professional Background:
With an illustrious career spanning over 35 years in the banking industry, Mr.
Naushad S. M brings a wealth of experience, insight, and leadership to the
organization. Prior to joining the company, he served as Chief Manager at
Federal Bank, where he built a distinguished track record of performance and
professional excellence.
His extensive expertise covers key areas such as business development, branch
operations, credit administration, and customer relationship management.
Over the years, he has successfully led teams, strengthened operational
frameworks, and driven sustainable business growth across multiple banking
functions.
He is known for his deep industry knowledge, strategic approach, and strong
customer-centric mindset. His ability to align business goals with market
opportunities and operational efficiency has been instrumental in delivering
consistent results.
In his current role, he plays a crucial part in expanding the organization’s
business portfolio, enhancing customer relationships, and ensuring robust
operational performance. His leadership continues to add significant value to the
organization’s growth journey and long
Operations Manager
Experience: 20 Years in the Banking Industry
Professional Background:
Mr. K. M. Mathews brings over 20 years of extensive experience in the banking
industry, with a strong focus on operational excellence and process efficiency.
Prior to joining the organization, he served as a Senior Manager at Bank of
Baroda, where he built a solid reputation for his expertise in managing core
banking operations.
His key strengths include branch operations, process controls, regulatory
compliance, and operational risk management. Over the course of his career, he
has consistently contributed to streamlining processes, enhancing internal
controls, and ensuring adherence to regulatory frameworks.
He is recognized for his methodical approach, attention to detail, and
commitment to maintaining high operational standards. His ability to identify
process improvements and implement effective control mechanisms plays a
vital role in strengthening the organization’s operational backbone.
In his current role, he oversees critical operational functions, ensuring
efficiency, compliance, and seamless execution of day-to-day activities. His
experience and leadership significantly contribute to maintaining stability and
supporting the organization’s continued growth.
Member-Advisory board (C A)
Mr. Sajeeth M is a highly accomplished Chartered Accountant with over 25 years of extensive experience in corporate finance, strategic planning, and financial management. He brings a wealth of knowledge and a strategic perspective that significantly strengthens the organization’s financial governance and long-term planning capabilities. His core expertise spans accounting, taxation, auditing, and regulatory compliance, complemented by strong proficiency in mergers & acquisitions (M&A), business modeling, and corporate restructuring. Throughout his career, he has successfully advised organizations on complex financial matters, delivering insights that drive sustainable growth and operational efficiency. Renowned for his analytical acumen and strategic foresight, He has played a key role in conducting due diligence, optimizing financial structures, and guiding critical business decisions. His ability to align financial strategies with organizational goals ensures enhanced value creation and risk mitigation. As a member of the Advisory Board, he provides valuable guidance on financial strategy, compliance, and governance, supporting the organization in achieving robust financial performance and long-term stability
Member - Advisory Board (C S)
Ms. Rupal Patel is a highly accomplished professional with extensive expertise in corporate compliance, legal structuring, and strategic advisory. With a strong command over regulatory frameworks and corporate governance practices, she plays a vital role in strengthening the organization’s compliance architecture and legal integrity. She possesses deep experience in handling regulatory matters, due diligence, and complex corporate transactions, ensuring that the organization consistently adheres to evolving statutory and legal requirements. Her meticulous approach and attention to detail enable seamless execution of compliance processes while minimizing legal and operational risks. Known for her strategic insight and practical approach, She contributes significantly to enhancing operational efficiency and supporting key business decisions with sound legal guidance. Her ability to navigate complex regulatory environments adds considerable value to the organization’s governance and long-term sustainability. As a member of the Advisory Board, she provides critical guidance on corporate governance, compliance strategy, and legal frameworks, ensuring the organization operates with the highest standards of transparency, accountability, and professionalism.
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