Instant Loan Disbursal
Get approved and receive funds in just a few minutes with minimal documentation and quick processing.
Highest Gold Value Per Gram
We offer the maximum loan amount based on today’s real-time market price and accurate gold purity evaluation.
Lowest Interest Rates in Kerala
Enjoy competitive and transparent interest plans with no hidden charges or unnecessary fees.
Same-Day Approval
No long waiting — loans processed and disbursed on the same day.
Transparent Valuation
Every valuation is carried out using certified purity testing methods ensuring absolute accuracy.
Competitive Interest
Market-competitive interest rates with transparent amortization schedules.
Multiple Repayment Modes
Pay EMIs monthly or repay interest periodically and principal later — as per your choice.
Digital Loan Tracking
Track your loan status, statements, and payments online anytime.
No Prepayment / Foreclosure Charges
Close your loan early without any penalty or additional fees.
Step 1
Submit your basic details online or visit the nearest branch.Step 2
Bring your gold ornaments for purity testing and valuation.Step 3
Choose your loan amount and EMI plan based on valuation.Step 4
Complete KYC verification and documentation.Step 5
Receive instant loan disbursal directly to your bank account.
Age & Business Requirement
Applicant must be 21+ and operating a registered business in India.
Stable Income Records
Bank statements, ITR, or financial history confirming repayment capacity.
KYC & Basic Business Documents
PAN/Aadhaar, business registration, GST certificate (if applicable).
Fees & Key Charges
- Interest Rate: Competitive yearly interest — final rate depends on tenure and loan amount.
- Processing Fee: A small one-time processing fee may apply (transparent up-front).
- Late Payment: Penalty charges for delayed EMIs as per terms and conditions.
- Foreclosure: Foreclosure terms vary — some early closure charges may apply depending on tenure.
For exact figures, please contact our branch or check the loan schedule provided during application.
What can I use a business loan for?
For working capital, business expansion, equipment purchase, inventory, or operational upgrades.
How fast can I get business loan approval?
Most applications are processed within hours after verification.
Is collateral required for a business loan?
Collateral depends on loan type and eligibility; both secured and unsecured options are available.
