Quick & Easy Personal Loan Solutions for Your Immediate Needs

Manage medical expenses, education, travel, or emergency needs with fast and flexible Personal Loan options. Thirukochi Fincap offers quick approvals, minimal documentation, transparent interest rates, and easy EMI plans—so you can access funds without stress or delay.

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Personal Loan EMI Calculator Online

Calculate your loan EMI in 3 easy steps. Use the sliders to set amount, interest rate and tenure to understand your loan summary.

Min ₹ 50,000Max ₹ 1 Cr.
Min 1%Max 42%
Min 1 monthMax 360 months

Personal Loan

Everything You Need to Know About Our Personal Loan Services

Explore key details about Thirukochi Fincap’s Personal Loan offerings including benefits, features, eligibility, interest rates, and application process. Designed for emergencies, education, travel, medical needs, and daily financial requirements—fast, flexible, and transparent.

Fast Approval Process

Quick loan sanction with minimal documentation.

Flexible Loan Amounts

Borrow according to your financial requirement and repayment capacity.

Transparent Interest Plans

Clear pricing and fair interest rates with no hidden costs.

Eligibility Criteria For Personal Loan

Before applying, please check the required documents and basic eligibility so the process runs smoothly.

Documents Needed

  • Proof of identity and address Passport / Aadhaar / Voter ID / Driving Licence / Job Card / PAN (ID only)
  • Proof of income Salary slips (last 3 months) or Form 16 for salaried applicants
  • Bank statement Last 6 months where salary / income is credited
  • Other supporting docs Employment proof / business documents for self-employed applicants

Disclaimer: Final eligibility and documents required may vary by branch and underwriting policy.

Eligibility Criteria

Nationality
Age
CIBIL Score
Employment
Indian citizen
21 years to 60 years*
≥ 700 (indicative)
Salaried / Self-employed
  • * Higher age limit may apply at loan maturity depending on product.
  • Note: This is an indicative checklist. Final approval depends on verification and underwriting.

How To Apply For a Personal Loan ?

Apply for a personal loan in 3 easy steps — it's easy, seamless and quick.

  1. Step 01

    Verify personal details

    Provide your identity, address and KYC documents for verification.

  2. Step 02

    Choose loan amount & tenure

    Select the loan amount and repayment tenure, and confirm bank details.

  3. Step 03

    Receive funds

    After approval, the loan amount will be credited to your bank account.

Gold Rate Today – Kerala

₹ 15,032.57 / gm

Updated daily from Thirukochi Fincap gold rates. Rates may vary by market.

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