Loans for Bikes & Scooters
Fast assessment process for near-instant approval.
Quick Eligibility Check
Fast assessment process for near-instant approval.
Low Interest Rates
Competitive Two-Wheeler Loan interest rates in Kerala.
High Loan Eligibility
Loan amount based on income, credit score, and bike model.
New & Used Vehicle Financing
Available for both brand-new and certified pre-owned two-wheelers.
Zero Down-Payment Option
Full-value financing available for eligible customers.
Flexible Tenures
Choose repayment terms that range according to your comfort.
Fast Branch Processing
Quick verification and same-day approval for most riders.
Easy Balance Transfer
Switch an existing two-wheeler loan for better interest savings.
Step 1
Meet our two-wheeler loan specialist and share your bike/scooter requirement.Step 2
Submit information about your preferred model, cost, and your income profile.Step 3
Provide Aadhaar, PAN, bank statements, salary slips or business proofs as required.Step 4
Get quick approval and loan disbursal directly to the dealer for immediate delivery.
Age Requirement
Must be 18+ for scooter/bike loan applications.
Income Stability
Salaried and self-employed individuals with steady monthly income.
Basic Documentation
Aadhaar, PAN, and bank statements for verification.
Fees & Key Charges
- Interest Rate: Competitive yearly interest — final rate depends on tenure and loan amount.
- Processing Fee: A small one-time processing fee may apply (transparent up-front).
- Late Payment: Penalty charges for delayed EMIs as per terms and conditions.
- Foreclosure: Foreclosure terms vary — some early closure charges may apply depending on tenure.
For exact figures, please contact our branch or check the loan schedule provided during application.
Can I get a loan for a second-hand bike?
Yes, financing is available for certified pre-owned vehicles.
How long does approval take?
Most Two-Wheeler Loans are approved quickly after basic verification.
Do I need collateral?
No collateral required—the vehicle itself serves as primary security.