Building Financial Confidence with Trust & Transparency

Thirukochi Fincap is a trusted finance company in Kerala, committed to providing secure, simple, and accessible loan solutions for individuals and businesses. With our primary focus on Gold Loans alongside Personal, Business, Home, Education, Agro, Micro Finance, Car & Two-Wheeler Loans, we empower customers with fast approvals, transparent interest rates, and a customer-first experience.

Why Thirukochi Fincap Leads in
Secure & Transparent Loan Services

At Thirukochi Fincap, we are committed to providing transparent and reliable loan services including Gold Loan, Personal Loan, Business Loan and Micro Finance solutions. Our purpose is to empower individuals and businesses across Kerala with secure funding, ethical lending practices, and long-term financial trust.

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Our Vision

To be India’s most trusted ethical NBFC, recognized for principled lending, innovation, and empowering financial growth.

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Our Mission

To provide transparent, responsible, and customer-focused financial solutions that foster trust, integrity, and sustainable value.

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Our Values

Integrity, transparency, respect, security, and service excellence—upholding honesty and trust in every financial solution we provide.

Why Customers Trust Thirukochi Fincap as Their Financial Partner

At Thirukochi Fincap, we are more than just a finance company—we are a reliable partner committed to supporting your financial growth with transparent processes, fair interest rates, and customer-first service. Our expertise in Gold Loans, Personal Loans, Business Loans, and other financial services helps individuals and businesses access funding quickly and confidently.

Fast Loan Approvals & Easy Processing

Instant loan evaluation with minimal documentation—perfect for urgent financial needs.

Lowest & Transparent Interest Rates

Fair pricing with no hidden charges and clear repayment structures.

Secure Gold Storage & High Loan Value

100% insured storage and maximum gold loan amount per gram based on current market rate.

Personalized Loan Solutions

Expert guidance to help choose the best loan plan, EMI structure, and financial strategy.

financial success

Empower Your Financial Success with
Innovative Loan Solutions

At Thirukochi Fincap, we are dedicated to helping individuals and businesses achieve financial confidence through secure, transparent, and flexible lending support. With expert guidance and customer-focused services, we ensure every client moves closer to long-term financial stability and growth.

Book Your Appointment

Talk to Kerala’s Trusted Loan Specialists – Book Your Appointment

Connect with our financial specialists for personalized guidance on Gold Loans, Personal Loans, Business Loans, and more. Schedule an appointment and get expert support, transparent interest plans, and the right loan solution tailored to your needs—quick, simple, and hassle-free.

financial insights

Financial Insights That Build Smarter Loan Decisions

Real market data and customer experience drive our commitment to transparent, reliable, and result-oriented loan services. These key financial insights reflect why borrowers across Kerala trust Thirukochi Fincap for secure and affordable financing solutions.

Customers Prefer Gold Loans for Quick Funding

87%

Customer Satisfaction with Interest Rate Transparency

92%

Loan Approvals Completed Within Minutes

78%

Clients Recommend Thirukochi Fincap to Others

84%

About Thirukochi Fincap

Kerala’s Trusted Partner for Simple, Transparent Loan Solutions

About Thirukochi Fincap – we are a Kerala-based financial service provider committed to offering simple, transparent and customer-first loan solutions for individuals, families and businesses across the state. From quick gold loans to flexible business and personal finance options, our focus is on helping you move forward with confidence.

Who We Are

Thirukochi Fincap has been built on a foundation of trust, ethics and accessibility. Our mission is to make finance easier to understand and easier to access for people across Kerala. We believe that the right financial support, given at the right time, can change lives, support growth and create new opportunities for families, students, entrepreneurs and small businesses.

We provide a complete range of lending solutions, including Gold Loans, Personal Loans, Business Loans, Car Loans, Education Loans, Agro Loans, and Microfinance. Every product is designed to be clear, transparent and easy to manage.

Our Values & Commitment

Transparency, speed and empathy sit at the heart of everything we do. Our team takes the time to listen, explain and guide you through the loan process, so you always know what you are signing up for. We follow responsible lending practices in line with the guidelines of the Reserve Bank of India (RBI) , ensuring that every loan is structured to be fair, secure and sustainable.

Why Kerala Trusts Thirukochi Fincap

  • Quick approval and minimal documentation for most loan products.
  • Clear communication with no hidden terms or surprise charges.
  • Flexible repayment options tailored to customer needs.
  • Support for individuals, women entrepreneurs, farmers and small businesses.

If you’d like to know how we can support your next step, our team is ready to help. Visit our Contact Us page to speak with a loan expert today.

Gold Rate Today – Kerala

₹ 15,049.82 / gm

Updated daily from Thirukochi Fincap gold rates. Rates may vary by market.

Check Gold Loan Options