Discover secure and flexible loan solutions tailored to your financial needs. Thirukochi Fincap offers fast approvals, transparent interest rates, and reliable service across Kerala—including Gold Loans, Personal Loans, Business Loans, Home Loans, Education Loans, Agro Loans, Micro Finance, Car Loans & Two-Wheeler Loans. Choose the right loan plan with confidence and move closer to your financial goals.
Thirukochi Fincap offers a comprehensive range of secure, transparent, and fast loan services designed to meet every financial need. As one of Kerala’s best and most trusted finance companies, we provide No.1 gold loan services, quick approvals, flexible EMIs, and customer-friendly interest rates to help individuals and businesses achieve financial confidence.
Kerala’s No.1 Gold Loan service with the highest gold value per gram, lowest interest rates, and instant disbursal.
Best personal loan solutions for medical, education, travel, and emergency needs with minimal documentation.
Top Business Loan service supporting startups and SMEs with flexible funding and quick hassle-free approvals.
Best home financing options with affordable interest rates and simplified documentation for building or purchasing a home.
No.1 Agro Loan support for farmers and agricultural development with easy repayment plans.
Best education loan options for higher studies with supportive EMI structures and flexible interest plans.
Empowering small-scale businesses and individuals with top micro finance lending solutions and fast access to funds.
Best car loan plans for new and used vehicles with attractive interest rates and simple approval.
Fast and affordable two-wheeler loans for easy purchasing with flexible repayments.
A Gold Loan is a secured loan where you pledge gold ornaments as collateral to receive instant funds. The loan amount is calculated based on the purity and weight of the gold and the current market rate.
The eligible loan amount is determined by multiplying the weight of pure gold (in grams) with the current gold price per gram in Kerala, along with the approved Loan-to-Value (LTV) ratio. You can estimate it using our Gold Loan Amount Calculator.
To apply for a Personal Loan, you need basic KYC documents such as Aadhaar, PAN card, address proof, bank statements, salary slips (if applicable), and recent photographs.
Gold Loan EMI is calculated using the principal loan amount, interest rate, and repayment tenure. Use our Gold Loan EMI Calculator to check exact monthly installments before applying.
Gold loan interest rates vary based on loan plan, amount, and tenure. Thirukochi Fincap offers one of the lowest gold loan interest rates in Kerala with transparent charges. Contact our team or check our website for today’s updated rate.
With minimal paperwork and quick evaluation, we provide instant gold loan approval in minutes and same-day disbursal for most loans including personal and business loans.
Our loans and services in Kerala are built around human needs, life goals and community progress—rather than just products. At Thirukochi Fincap, we understand that every financial journey begins with trust, clarity and the confidence that someone is guiding you in the right direction.
Every customer we meet comes with a unique purpose—education, growth, stability or opportunity. Before offering any solution, we help you understand your financial pathway clearly. Whether you need short-term support like a Gold Loan or long-term empowerment through Business Finance, our team listens, analyses and recommends with clarity.
In Kerala’s evolving financial ecosystem, responsible lending is essential. We follow transparent practices aligned with RBI guidelines, ensuring every borrower fully understands terms, benefits and repayment options.
Loans are not just numbers—they are stepping stones to something bigger. Our approach to loans and services is people-first. Students use our Education Support to build careers, families use our Personal Finance for life events, and women-led businesses grow through Mission Shakthi Programs.
Entrepreneurs, farmers, professionals and daily-wage families—everyone has access to a stable and ethical financial partner. That is the trust Thirukochi Fincap has built in Kerala.
We don’t just offer loans—we guide, support and walk with you. If you’re planning your next step, our team can explain the difference between various loan types, repayment possibilities and documentation requirements. This ensures you always make the right financial decision.
To explore deeper financial insights, you may refer to trusted resources such as Moneycontrol . Or you can directly connect with us through our Contact Page for personalised assistance.
Updated daily from Thirukochi Fincap gold rates. Rates may vary by market.
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